Comforting Potato & Ham Soup

This is truely a "warm you up" or "cuddle with someone you love" soup. You can be very approximate with the veggies, adding more or less depending on what you have in stock or love to eat.

Potato & Ham Soup
3 cups diced potatoes (you can peel them if you want, but I leave the peel on for more vitamins)
1 cup diced carrots
1 cup chopped celery
1 onion
1 1/2 tsp salt (or to taste)
1 cup Ham, fully cooked, chopped into small bite size pieces
1/4 cup butter
1/4 cup flour
2 cups milk
1-2 cups mozarella or cheddar cheese

In a large saucepan, combine first 6 ingredients. Add water into the pan until it just barely becomes level with the veggies. Bring to a boil. Cover with a lid and reduce to simmer, stirring occasionally until tender.

Meanwhile, add butter to a large saucepan and melt over med-high heat. Stir/whisk in flour until smooth. The flour mixture will start to bubble. Slowly add the milk, about 1/4 cup at a time. Whisk each addition of milk into the the flour until smooth and becomes thicker from bubbling. Stir in cheese until melted. Add to the soup and stir until completely incorporated.

*This tastes great with corn bread or with some homemade bread! We usually add pepper to our individual bowls since the girl's don't like things too spicy.